This is to inform the general public that Adanna Oyin Yakubu with Phone number 08099966667 and spouse is a Deceitful person and has proven to be a RUTHLESS/CHRONIC and UNREMORSEFUL DEBTOR who goes about collecting money from different COMPANY. Currently on the run with our company’s money and has refused to pay nor pick our calls. Be informed that HE/SHE has been declared wanted….
Messages like this need no treasure hunter. You must have gotten one or seen one from a close friend or family. Sadly, people are being robbed of their peace of mind, their personal data are being abused, their privacy breached and shared with others who are not a part of the initial Loan contract.
In recent times, the prevailing news about loan providers is abuse of third-party data and chronic harassment after defaulting. The system is sometimes orchestrated to ensure payments are not made on time so the loan providers can add defaulters fine to the sum. Very few are aware of their rights so they do not take legal actions against them. This is the state of digital loans in Nigeria.
As a Yoruba Adage goes,
He who has seen the man in front fall into a pit should make sure to avoid such pit.
So, what then is the alternative to getting quick loans that value privacy and data trust?
BJ lending.
I recently found out about this great platform that provides loans in the shortest period of time and creates a platform that aids easy payback of loans and are empathetic with users that default. I was so impressed that I got to interview some of the current users.
SEAMLESS PROCESS
Oludande (Not her real name) a banker said she was referred to BJ lending when she got into an emergency. They answered me on time. The process was seamless that is why I am still with them. I didn’t even know anyone there except for my friend that referred me. Their platform is on whatsapp and I got the loan in about 25 minutes. I have not had any negative experiences with them. There was a time I did not get the money on time. They used another account to pay so I got the money in time for what I needed it for. I would recommend BJlending to anyone that needs a loan for an emergency.
EMPATHETIC CUSTOMER SERVICE
As a user, James had an agreement with BJ lending to pay a particular sum of money which he defaulted on. He said unlike some of these microfinance banks and digital loan platforms, they would have taken brutal actions but they kept on reaching out peacefully. They were not happy either but they were empathetic. They tried to manage the situation and ensure a solution was agreed upon. I paid back after a few weeks after I resolved the challenges I was facing then.
Francis said he first started seeing BjLending on the status of a course mate. I made enquiries about it. The first time I used the platform was two years ago. The reason I used it the first time was because I wanted to pay my school fees, and the examination was already at hand. Knowing that if I don’t pay at least one week before exams commence, so I’d have enough time to convert teller to receipt, I’ll not be allowed to write the exams. All the people that were promising were failing, so I applied for the loan, and got it amazingly faster than I thought. I paid my fees and I wrote my final exams. He shared of a time he applied for a loan from BjLending.
They confirmed that they have disbursed the value to me and because I was disturbing them, they even went ahead to show me a screenshot of the transaction. So, while it was obvious, they had paid me, the banks were having their network issues and what I needed the money for was almost passing. But it was still BjLending that saved the day. They told me they will re-disburse the money with a different account, that when I get the first money they disbursed, I should refund them and they did. I got the second payment. I did what I had to do. The trust was so strong. It is their trust for me. I later got the first payment and I returned the money to BjLending.
‘BjLending has saved me from having an extra year at school, it has also saved my side hustle so many times. I’m even on a loan currently.’
We cannot stop emergencies but we can arm ourselves with knowledge to help us in those times. BJ Lending is here for that.
This is to inform the general public that Adanna Oyin Yakubu with Phone number 08099966667 and spouse has ported to BJ lending with no more harassment, empathetic Customer service and peace of Mind.
Don’t we all need that.
